Who This Is For
For users who want to understand the income requirements before applying for a property.
What You'll Achieve
👉🏼 Understand the "3x Rent Rule" used by landlords
👉🏼 Know how to calculate your eligibility
👉🏼 Learn what to do if you fall below the threshold
What Is the 2x Rent Rule?
Most landlords in Luxembourg require that your net monthly income (take-home pay) is at least 2 times the monthly rent of the property you are applying for.
Example:
Monthly Rent | Ideal Required Net Income |
€1,500 | €3,000/month |
€2,000 | €4,000/month |
€2,500 | €5,000/month |
How MyStaysCo Calculates Your Eligibility
When you enter your income during the application process, the system automatically calculates your ratio and displays one of three statuses:
Status | Ratio | What It Means |
Strong Match (Green) | 3x | You meet the requirement. Strong application. |
Match (Yellow) | 2x | You are matching the threshold |
Below Threshold (Red) | <2x | Does not meet typical requirements. Search criteria adjustments are recommended in case the real estate agency denies the application. |
What If My Income Is Below the Threshold?
You can still apply. Here are options that may strengthen your application:
Add a Guarantor: A family member or employer who agrees to cover rent if needed
Provide Additional References: Employment letters, bank statements, or proof of savings
Consider a Lower-Priced Property: Adjusting your budget may improve your ratio
Employer Guarantee: If your company is paying for relocation, provide documentation